Resources

Working library

Selected reports, explainers, and archived public materials that support policy and market analysis.

Organized for practical use.

The Resources section is a working library for clients, public officials, researchers, and practitioners. Materials are organized by issue rather than publication date and will be expanded as new work and selected public resources become available.

Browse by issue.

Reports · Explainers · Public materials

01

Climate resilience policy

Adaptation, mitigation, federal and state programs, and the institutional choices that shape community resilience.

  • Selected reports
  • Policy explainers
  • Public testimony and archived materials

Public testimony and archived materials

Hearing Testimony

Testimony of Samantha A. Medlock, in the hearing entitled “Mitigation and Multiple Loss Properties: Factors Influencing the High Cost of Flooding,” before the House Committee on Financial Services Subcommittee on Insurance and Housing, Thursday, March 26, 2026, examining the growing risks posed by major flood events and how targeted mitigation investments can reduce flood damage, strengthen community preparedness, and lower long-term costs for homeowners and taxpayers alike.

National Climate Resilience Framework

The White House, 2023

A whole-of-government framework for integrating climate resilience into federal planning, investment, and implementation. It remains an important reference point for how the federal government previously defined and organized resilience policy.

National Resilience Guidance

Federal Emergency Management Agency, August 2024

The National Resilience Guidance is a collaborative framework designed to help individuals, communities, and organizations strengthen resilience through a whole-community approach. It defines resilience as “the ability to prepare for threats, adapt to changing conditions, and withstand and recover rapidly from adverse events,” emphasizing the critical link between chronic stressors and acute shocks. The guidance outlines actionable principles for building resilient social, economic, environmental, housing, infrastructure, and institutional systems. Key components include a Community Resilience Maturity Model to assess progress and the Resilience Resources Gateway, an interactive platform providing tools, case studies, and training to support implementation across all sectors. The National Resilience Guidance was unpublished by FEMA in January 2025.

02

Insurance and risk

Insurance availability and affordability, risk transfer, consumer protection, market stress, and the growing protection gap.

  • Market and policy analysis
  • Research references
  • Public reports

Public Reports

Analyses of U.S. Homeowners Insurance Markets, 2018–2022

Federal Insurance Office, U.S. Department of the Treasury, January 2025.

Archived copy provided for reference in light of the report’s removal from the original Treasury website. This report analyzes homeowners insurance premiums, claims, nonrenewals, and climate-related risks using ZIP code-level data.

03

Disaster recovery and mitigation

Recovery systems, public finance, housing stability, mitigation policy, and opportunities to reduce future losses.

  • Program resources
  • Policy frameworks
  • Selected public materials

Selected public materials

NOAA Billion-Dollar Weather and Climate Disasters Database

National Oceanic and Atmospheric Administration (housed and maintained by Climate Central since January 2025)

A long-running federal dataset tracking billion-dollar weather and climate disasters in the United States. The database was discontinued and removed from public access in 2025, despite its value for risk analysis, planning, and insurance-related research.

Selected materials will be added as they are prepared for public use.

Looking for a particular policy resource?

Contact Climate Risk Advisors to discuss source materials, research questions, or potential additions to the working library.

Get in touch